Better visibility & control over finances
Open banking and A2A payments give consumers a single view of their finances, empowering savvier financial decision making.
Faster, frictionless experiences
Token Data can auto-fill onboarding forms and instantly authenticate new customers for sleeker journeys (and higher conversion rates).
Secure, one-click payments
With Token Payments, customers approve payments in their own banking app. Card details are never shared, reducing fraud vulnerability.
Cheaper than card schemes and wallets
With account-to-account payments, businesses never pay scheme or interchange fees.
Fast or instant settlement
Receive money within minutes — not days.
Better customer journeys
By enabling customers to pay merchants with app-to-app redirection, A2A payments mean shorter, sleeker customer journeys.
Token Data can accurately auto-fill onboarding forms and instantly complete KYC with secure authentication directly with banks.
Completely eliminate the costs of chargeback fraud.
A2A payments have bank-grade security baked in. Token Pay also eliminates screen scraping, and reduces data breaches and mobile hacking.
Instantly access new customers’ account and transaction data, seamlessly aggregated from over 3,000 European banks.
A2A payment transaction success rates are equal to or better than cards.
Customer’s financial login details are entered in their banking app. They’re never given to, or stored, by you.
Revenue from payments
Create additional revenue channels with new, data-driven products.
Reintermediation with customers
Deliver offers and financial services that are hyper-personalised, relevant and perfectly timed to succeed.