Aggregate Customer Account Data With a Single Request
Quick, secure account aggregation
Use the TokenOS API to access your clients’ information such as account balance and transaction history from their accounts at other banks. Then present your clients with a powerful aggregated overview of all accounts. Develop your own PFM capabilities, or partner with a Fintech. Either way, simply connect it with TokenOS.
Powered by smart tokenisation
You connect with TokenOS by using the rich, yet simple API. After your clients link their bank accounts with Token, they are available for you to access. Of course your access needs to be authorised by the account owner.
Each accessed bank account is represented by a smart token. The smart token is an authorisation to access a bank account given certain terms and conditions. In this case, it's limited to only access account balance and transaction history (no payments possible), for a specific party, with an expiration date, etc.
Register as an AISP
The European Banking Authority requires that you are a registered Account Information Service Provider. Visit the 'competent authority' in your Member State for more details.
Connect with TokenOS
Register is as easy as making an API call using our SDK. This will onboard you and create your private/public keypair.
Develop PFM app
Build your own, or partner with one of the many great Fintechs in this area.
Make sure to test your integration.
First in a sandbox environment and then with a few select customers.
Roll out the service to your entire customer base.
Schedule a personal demo
One of our friendly staff members will schedule a demonstration with you immediately.