Access broadest bank coverage and richest functionality.
Token’s standardised, open API connects developers to over 4,000 banks and the tools to build data aggregation and payment solutions across a range of use cases such as personal financial management (PFM) and multibanking, and peer-to-peer (P2P) and business-to-business (B2B) payments.
Deliver frictionless bank direct payments and Strong Customer Authentication (SCA) user experience.
Open source SDKs, which interacts with our open banking REST/gRPC API.
Deepen customer insights
Leverage greater insight into customer spend to create new propositions.
Eliminate the need for sharing payment credentials or revealing ‘shared secrets’.
How it works
To start making Token API calls, developers download the latest Token SDK and set up a client.
To start accepting payments or accessing information using TokenOS, developers first create a Token member account and the back-end service will use this member’s credentials to initiate API calls and request Smart Tokens for payments and information access.
Token is designed to take advantage of asymmetric cryptography, eliminating the need for credentials and shared secrets and offering significant security benefits over schemes such as OAuth. End-to-end security eliminates the risk of mass credential leakage, and allows authentication and verification of requests at each step of the process.
Interested in working with us? Get in touch and our team will contact you as soon as possible.