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Token Payments

Accept faster, lower cost bank payments.

Token Payments provides secure, unified access to banks in Europe to initiate real-time account-to-account payments straight from apps and websites. All from a single interface.

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Token Payments is driving the shift from card to bank payments.

Integrate with Token Payments directly or via a PSP to deliver a secure, one-click checkout experience with account to account (A2A) payments. A2A payments are faster and easier than cards and 3D Secure. Unlike cards, A2A payments don’t have high scheme or interchange fees. They even have higher success rates.

With Token Payments, customers approve payments within their own bank app, so card details are never shared or stored, reducing fraud, risk and mobile hacking. And with Token’s complete toolkit, the best and brightest merchants and PSPs can also access seamlessly aggregated customer data from any bank in Europe.

Use Cases


  • italy


    274 banks

  • france


    96 banks

  • poland


    11 banks

  • germany


    2418 banks

3000+ banks

The largest European network of connected banks for payments

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Why developers love Token

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Ready to shift?

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