Turnkey PSD2 Compliance

Turnkey PSD2 compliance

Banks integrate with the TokenOS cloud service to allow third parties (AISPs and PISPs) to access customers’ bank accounts via the TokenOS API.

The full turnkey solution meets the PSD2 requirements including the current draft of EBA’s RTS. Bank customers benefit from a secure and frictionless authentication and authorisation experience. There are no shared secrets such as username, password and OAuth2 tokens that can be compromised.

Benefits of Token


Turnkey solution

Includes identity management, strong security, consent management, a sandbox and full documentation - all you need for instant PSD2 compliance.


Low cost - save money

Deploying and running TokenOS for PSD2 compliance cost significantly less than building a system in-house, with or without API management platforms.


Protects the bank

TokenOS is like a PSD2 firewall for banks. All requests comes from a single, secure point - the Token cloud. Authentication and authorisation is provided through public-key infrastructure.


New revenue opportunities

TokenOS supports unlimited number of business cases. Banks earn revenue from accessing merchants and other developers.

Most secure and robust operations

TokenOS is hosted at Amazon Web Services (AWS) in Europe with guaranteed 99.9% uptime.

Token is audited and compliant with SSAE 16 / ISAE 3402, ISO 27001, GDPR and the EU-U.S. Privacy Shield. Communication is secured using MTLS.

Customer support is available 24 hours a day, 
365 days a year.




Integrate with the Token Cloud using Token’s Bank Integration API. Learn more



Onboard as a Token bank by providing hostname, public key, member name, etc. Learn more



First test your integration in a sandbox environment and then with a few select customers.


Go live!

Enjoy full PSD2 compliance.

Schedule a personal demo

One of our friendly staff members will schedule a demonstration with you immediately.