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Simplest way to profit from A2A payments
Banks can white-label Token Payments or use Token technology to build their own account-to-account payment proposition and generate new revenue streams with higher margins.
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Token provides a turnkey toolkit for banks to unlock open banking opportunities.
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Banks can create new revenue streams with higher margins by offering account-to-account payment propositions to their corporate clients. Banks can choose to white-label Token Payments or use Token’s technology to build their own solution.
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Banks’ corporate customers can prompt invoice and bill payments through convenient, lower-cost bank transfers with Token’s Request-to-Pay (RTP) feature.
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By enabling access to seamlessly aggregated transaction and account data from banks in Europe, Token Data allows corporate bank customers to build deeply personalised customer experiences, loyalty and value-added programmes. Armed with deeper data, corporate bank customers can even develop prediction capabilities and build value-added programmes.
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By performing key financial checks on consumers, Token enables banks to help their corporate clients leverage data to reduce friction and simplify consumer onboarding.
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Banks can use Token’s technology to create deeper customer relationships in a disrupted, hyper-interconnected financial ecosystem. For example, banks can enable the efficiencies of multibanking for their corporate customers by providing access to financial data from across bank accounts in a single view, while curating real-time intelligence for accounting and treasury management functions.
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With a view of consumers’ and businesses’ complete financial footprint, banks can assess risk and creditworthiness with real-time, verified account and transaction data from financial institutions across Europe.
BNPP leveraged Token’s broadest bank connectivity to launch Instanea: a new instant payment proposition for merchants.
Using Token’s end-to-end white label solution for merchant onboarding, reporting, and billing, BNPP launched Instanea, a new instant payment proposition for merchants. Instanea is powered by Token’s broadest connectivity to over 3,000 banks in Europe, and integrates with the Axcepta gateway and POS systems.
Token’s technology has equipped us with an unrivalled breadth of API connectivity, enabling us to reach merchants across our domestic markets. Token has also given us the tools to develop compelling merchant services.
usbank BNPP leveraged Token’s broadest bank connectivity to launch Instanea: a new instant payment proposition for merchants.
Using Token’s end-to-end white label solution for merchant onboarding, reporting, and billing, BNPP launched Instanea, a new instant payment proposition for merchants. Instanea is powered by Token’s broadest connectivity to over 3,000 banks in Europe, and integrates with the Axcepta gateway and POS systems.
A nice testimonial from BNPP will go here.
coop BNPP leveraged Token’s broadest bank connectivity to launch Instanea: a new instant payment proposition for merchants.
Using Token’s end-to-end white label solution for merchant onboarding, reporting, and billing, BNPP launched Instanea, a new instant payment proposition for merchants. Instanea is powered by Token’s broadest connectivity to over 3,000 banks in Europe, and integrates with the Axcepta gateway and POS systems.
A nice testimonial from BNPP will go here.
Token offers a single API for payments and data. Connect to banks in Europe. Reinvent financial experiences, build lower cost payment propositions, and drive personalised, anticipatory CX with access to richer customer data.
Token’s solutions are deployed on robust, cloud-native platforms and container technology. Token has minimal downtime deployment and is scalable (tested to 100TPS, scales to 1000TPS+), observable (monitoring, alerting, tracing, logging), secure (DDOS, MTLS, HSM, encryption, rate limits), and resilient (Kubernetes, multiple AWS zones, active/passive sites).
Token’s solutions are protected by payment grade security. Token is PCI-DSS compliant, and has earned the highest levels of security certifications, including ISO27001 and the Cyber Essentials Certificate.
Confirm the available funds in a customer’s bank account through our single API for CBPII.
Use Token Data to connect to banks in Europe. Access a customer’s list of bank accounts, their balances, and transaction history.
Use Token Payments to initiate payment requests on behalf of customers, including immediate, future, single/bulk payments and standing orders.
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