Token BankPay™

Protect and grow markets with direct access to banks

Token BankPay has been designed for Payment Service Providers (PSPs) and merchants to take advantage of the new open banking payment rails that are opening up in Europe.


Token BankPay provides one interface to all banks for highly secure, frictionless and lower cost payments. Payments can be requested directly from a customer’s bank account, either by going through a PSP or by going directly to the bank over FPS, SEPA or other push payment rail. Storing customer or bank details is no longer required and the highly secure ‘one-click’ checkout experience that customers are demanding is delivered.

Token’s open API connects to over 4,000 banks and provides the tools to build data aggregation and payment solutions

Token BankPay easily integrates with a PSP’s infrastructure or a merchant’s website.

  • Single, unified API to banks
  • Real-time payments
  • End-to-end (E2E) security
  • Account Information Service (AIS)and Payment Initiation Service (PIS) licence holder

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