Unlike other solutions, Token’s single account aggregation API connects banks to banks, and developers to banks, providing a simple and quick way to deliver both data aggregation and payment solutions. Banks and developers that leverage open banking to provide a frictionless customer experience will be better positioned to compete for new business.
With Token Connect, banks and developers give customers the ability to easily and quickly move money between accounts, keeping one app at the centre of financial management. Digital banking is simplified by aggregating accounts on a single platform and verification is streamlined by accessing real-time information.
Token’s open API connects developers to over 3,800 European banks and provides the tools to build data aggregation and payment solutions.
Token Connect uses digital signatures to secure and authenticate bank connections, and there are no shared secrets.
Token Connect offers all players in a two-sided digital ecosystem a superior, frictionless user experience when accessing banks for data and payments.
Token is authorised as a PISP and AISP by the FCA in the UK and has passported throughout Europe. Token can be the principal or a technical service provider.
Implementing Token Connect is easy and enables rapid development of new open banking applications. Hosted in the cloud, Token allows banks and developers to focus on delivering customer-centric, high-value products and services.
- Single, unified API to banks
- Real-time access to data
- Strong Customer Authentication (SCA)
- Public sandbox and documentation
- End-to-end security
- Account Information Service (AIS) and Payment Initiation Service (PIS) licence holder
Interested in working with us? Get in touch and our team will contact you as soon as possible.