Payments Awards
2022 Finalist - PSD2 or Open Banking Initiative of the Year
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2022 Finalist - PSD2 or Open Banking Initiative of the Year
2022 Finalist - Most Disruptive Payments Technology
2022 Finalist - Best Use of Open Banking for Payments
2022 Finalist - Best Third Party Provider - International
2022 Finalist - Best Open Banking Payments Project
2022 Winner - PayTech Company of the Year
2022 Winner - Payments Tech of the Year
2022 Finalist - Best Open Banking Solution
2022 Finalist - Open Banking Product or Service of the Year
2021 Winner - Hottest Fintech
2021 Finalist - Best Open Banking Partnership, Commercial
2021 Finalist - Best Third Party Provider
2020 Finalist
Best Open Banking Initiative - 2020 Finalist
Best Fintech Partnership 2019
Best Consumer Payments Award 2019
Fintech of the Year 2019
Best Payments Industry Newcomer 2019
Best Fintech Partnership 2019 - Highly Commended
2019 Winner - Payments Startup of the Year
2020 Winner - Best Open Banking Solution
Accept faster, lower cost account-to-account payments straight from apps and websites. Add open banking payments or financial data to your platform. All from a single interface and integration.
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Token is an open banking payments platform with the broadest out-of-the-box coverage for open banking payments and data in Europe.
Token powers the open banking tech behind some of the world’s most successful global brands. Plug and play, white-label, or use our technology to build your own open banking payment proposition.
The broadest European connectivity for account-to-account payments
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Token is an open banking platform driving the shift from traditional payment methods to faster, fairer, frictionless account-to-account payments in Europe.
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Token.io Limited is authorised as an Account Information Service Provider (“AISP”) and as a Payment Initiation Service Provider (“PISP“) by the Financial Conduct Authority in the UK (Licence Number: 795904).
Token GmbH is authorised as an Account Information Service Provider (“AISP”) and as a Payment Initiation Service Provider (“PISP“) by the German Federal Financial Supervisory Authority, BaFin in Germany (Licence Number: 158595).
Token also provides technical services for other regulated entities using their own license.
ISO 27001:2013- certified company
PSD2 & SCA compliant
Cyber Essentials Certified
PCI-DSS Level 1 Certified
FCA and BaFin Regulated Company
FCA and BaFin Regulated Company
Token offers a single API for payments and data. Connect to banks in Europe. Reinvent financial experiences, build lower cost payment propositions, and drive personalised, anticipatory CX with access to richer customer data.
Token’s solutions are deployed on robust, cloud-native platforms and container technology. Token has minimal downtime deployment and is scalable (tested to 100TPS, scales to 1000TPS+), observable (monitoring, alerting, tracing, logging), secure (DDOS, MTLS, HSM, encryption, rate limits), and resilient (Kubernetes, multiple AWS zones, active/passive sites).
Token’s solutions are protected by payment grade security. Token is PCI-DSS compliant, and has earned the highest levels of security certifications, including ISO27001 and the Cyber Essentials Certificate.
Confirm the available funds in a customer’s bank account through our single API for CBPII.
Use Token Data to connect to banks in Europe. Access a customer’s list of bank accounts, their balances, and transaction history.
Use Token Payments to initiate payment requests on behalf of customers, including immediate, future, single/bulk payments and standing orders.
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