About

Technology, finance, and security experts join forces to deliver world's best open banking platform.

About Us

Founded in 2015 - Token’s mission is to do for value what the World Wide Web did for information. Token was started to create the world’s first bank-hosted payment system specifically designed for the digital era.

The first step on this journey was the release of TokenOS, which has meanwhile become the leading open banking platform. TokenOS powers Token PSD2, Token Connect and Token BankPay. Token.io Limited is authorised as an Account Information Service Provider (“AISP”) and as a Payment Initiation Service Provider (“PISP“) by the Financial Conduct Authority in the UK (License Number: 795904). Banks, payment service providers, fintech developers, merchant and other organizations that want to access banks data APIs use Token's products to access data and initiate payments.

The second step on the journey is the introduction of Token X, a stablecoin backed 1:1 by fiat currency held in escrow. Token X enables instant movement of funds globally at a very low cost. It will change the way payments are executed for both consumers and businesses.

Awards & Recognitions

Meet the Management

Steve Kirsch
Steve Kirsch
Founder, CEO

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Steve Kirsch is a serial entrepreneur who is now on his 7th company. Steve invented the optical mouse, pioneered desktop publishing (FrameMaker), Internet search (Infoseek) and in more recent history he is widely known as a security and identity expert. Steve has had over $2 billion in exits from his previous companies, solidifying his legacy as a successful Silicon Valley leader. Steve is now dedicating his talents, energy and expertise to build a state-of-the-art payment infrastructure.

Todd Clyde
Todd Clyde
COO

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Todd is a seasoned Sales Executive and serial entrepreneur. After 12 years with Accenture, Todd has spent the last 18 years at high growth companies, with four consecutive successful exits in Financial Services Technology and Enterprise Software. During his journey, Todd grew two companies from pre-revenue to over $60M in bookings within 3 years. Todd has been focused on the banking and financial services industries for a decade, and has secured over 250 banks as customers.

Marten Nelson
Marten Nelson
Co-Founder & CMO

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Marten is a technology entrepreneur/executive who has been getting things done in startups and Fortune 100 software companies for over 20 years. His experience spans Product Development, Business Strategy, Business Development and Marketing. Token is his third company to found. Abaca, a leading email security company was sold to Proofpoint and the edtech LearnCentral was sold to Blackboard.

Gaurav Kohli
Gaurav Kohli
CTO

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Gaurav is a technology executive who has deep expertise in building and scaling payments, lending and telecommunications platforms. His experience spans Technology Strategy, Architecture and Engineering. He is a tenured payments technology professional and has worked at multiple financial services companies including Visa, Cybersource, Renew Financial and First Franklin (Merrill Lynch). Most recently at Visa, he was the Vice President of Architecture for the core payments platform.

Our Team

Yobie Benjamin
Yobie Benjamin
Co-Founder & CTO Emeritus
Tom Gurka
Tom Gurka
Head of Design
Alex Budt
Alex Budt
VP Engineering
Hilary Grant-Valdez
Hilary Grant-Valdez
Chief of Staff
Anna Clark
Anna Clark
Business Development Manager
Matt Firth
Matt Firth
VP Customer Success
Nona Arcebido
Nona Arcebido
Head of Finance and HR
Brian Linthicum
Brian Linthicum
Sales Director
Sibin Lu
Sibin Lu
Software Engineer
Stephen Del Valle
Stephen Del Valle
Designer
Stefano Paoletti
Stefano Paoletti
VP Sales
David Robinson
David Robinson
Site Reliability Engineer
Yuhan Niu
Yuhan Niu
Software Engineer
Harry Jian
Harry Jian
Software Engineer
Fred Mooney
Fred Mooney
Sr. Accountant
Michael O'Loughlin
Michael O'Loughlin
VP Solutions Consulting
Jason Gorner
Jason Gorner
Sr. Product Manager
Molly Rosedale
Molly Rosedale
Marketing Director
Luke Pane
Luke Pane
Software Engineer
Alexey Kandybaev
Alexey Kandybaev
Software Engineer
Vivek Claver
Vivek Claver
Software Engineer
Joerg Heidenreich
Joerg Heidenreich
Sales Director
Cheung Tam
Cheung Tam
Head of Product, Token X
Deviprasad Kocherry
Deviprasad Kocherry
Principal Product Manager
Prateek Gupta
Prateek Gupta
Software Engineer
Paul Stevens
Paul Stevens
SRE
Maggie Dibor
Maggie Dibor
Infosecurity Manager
Kirsten Medder
Kirsten Medder
Digital Marketing Manager
Stephen Dawes
Stephen Dawes
Account Director
Josh Hickling
Josh Hickling
Sales Support
Ashley Mitchell
Ashley Mitchell
People Operations Coordinator
Michael Lane
Michael Lane
Director Strategic Partnerships
Edgar Villarreal
Edgar Villarreal
Senior Software Engineer

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