Simple and secure access to open banking infrastructure

Powering the next generation of financial services.

Founded in 2015, Token's mission is to create a rich open banking ecosystem for the digital era where banks and developers are at the centre of new financial services value chain.

Open Banking Products

  • Connect

    Retrieve account data with a single API for all banks

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  • BankPay

    Initiate payments with a single API for all banks

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  • PSD2

    Turnkey PSD2 compliance for banks and EMIs

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Leadership Team

Todd Clyde

Todd Clyde


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Todd is a seasoned Sales Executive and serial entrepreneur. After 12 years with Accenture, Todd has spent the last 18 years at high growth companies, with four consecutive successful exits in Financial Services Technology and Enterprise Software. During his journey, Todd grew two companies from pre-revenue to over $60M in bookings within 3 years. Todd has been focused on the banking and financial services industries for a decade, and has secured over 250 banks as customers.
Gaurav Kohli

Gaurav Kohli


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Gaurav is a technology executive who has deep expertise in building and scaling payments, lending and telecommunications platforms. His experience spans Technology Strategy, Architecture and Engineering. He is a tenured payments technology professional and has worked at multiple financial services companies including Visa, Cybersource, Renew Financial and First Franklin (Merrill Lynch). Most recently at Visa, he was the Vice President of Architecture for the core payments platform.

Awards & Recognition

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