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Token Payments

Accept faster, lower cost bank payments.

Token Payments is the simplest way to accept faster, lower-cost bank payments straight from apps and websites.

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Token Payments is driving the shift from cards to faster, fairer, frictionless bank payments.

As open banking fundamentally changes the payment landscape, Token’s focus on payments has enabled us to develop deep functionality that makes accepting bank-direct payments elegant and simple. Integrate with Token Payments directly or via a PSP to deliver a faster, lower cost and more secure checkout experience with open banking enabled account-to-account (A2A) payments. A2A payments are faster and easier than cards and 3D Secure. Unlike cards, A2A payments don’t have high scheme or interchange fees, or chargeback related costs.

With Token’s fully embedded payment experience and broad, reliable connectivity for payment initiation in Europe, open banking payments also deliver higher success rates. Token’s connections to European banks are 100% API based, eliminating screen scraping. Consumers approve A2A payments within their own bank app. Confidential cardholder details are never shared or stored, reducing fraud, risk and mobile hacking. And, with Token’s complete toolkit, businesses can also access seamlessly aggregated customer data from any bank in Europe to streamline onboarding, launch prediction and notification capabilities, or assess risk and creditworthiness using real-time, verified financial data.

Use Cases

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  • italy

    Italy

  • france

    France

  • poland

    Poland

  • uk

    U.K.

  • uk

    Netherlands

  • uk

    Belgium

  • uk

    Hungary

  • uk

    Austria

  • uk

    Spain

  • uk

    Portugal

  • uk

    Ireland

  • uk

    Latvia

  • uk

    Lithuania

  • uk

    Estonia

  • uk

    Luxembourg

  • germany

    Germany

13 Countries

The broadest European connectivity for account-to-account payments

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Why developers love Token

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Ready to shift?

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