Products
Don't just aggregate, act
Enrich your customer loyalty and value-added services with customer account and transaction data, or go all out and blend API-based payments and data to forge next-gen financial experiences.
CONNECTED COUNTRIES
Token Data™ uses Token's single API to access all banks for account and transaction data, enabling banks and businesses to deepen the relevance and personalisation of their loyalty and value-added programmes.
PREMIUM FINANCIAL SERVICES
Together, Token Data and Token Pay™ offer a feature-rich foundation to create premium financial services.
Combining open banking data and payments gives consumers better visibility and more control over their finances with the ability to move money between banks in one app. Build subscription payment services that let users vary usage and avoid endless approvals by consenting once to recurring payments. Create personalised inter-merchant loyalty programmes that pool points for redemption where the customer chooses.
Learn more about how banks and businesses are moving beyond aggregation to deliver better user experiences with open banking data and payments.
WORLD CLASS FEATURES
Access broadest connectivity to all banks for actionable account and transaction data.
Eliminate screen scraping and reduce the risk of mobile hacking resulting in fraud and data breaches.
Deliver actionable financial data and deepen relationships with personalised products and services.
Data Services
To enable access to your and your customers’ accounts for the purposes of Data / Payment services, Token offers two separate and distinct ways of working with us.
The choice will be determined by your needs and whether or not you are a Third Party Provider (TPP) in your own right, and regulated to provide account information (AIS) and / or payment initiation services (PIS).
I am not regulated to perform AIS and / or PIS and would like to work with Token in its capacity as the regulated party
I am regulated to perform AIS and / or PIS, and want to work with Token in its capacity as a technical service provider offering the underlying connectivity to banks
Why developers love us
A single API for payments and data. Fast and easy simulations, test interface APIs and sample data sets. The works. Connect to over 4,000 banks and the tools to build new, lower cost payment propositions and access rich customer data to build personalised products and services.
Connect to banks that use Token for compliance
Initiate payments on behalf of customers
Access account information and transaction data
Connect to Token's sandbox and production environments
Confirm available funds
Interested in working with us