Together, Token Data and Token Pay™ offer a feature-rich foundation to create premium financial services.
Combining open banking data and payments gives consumers better visibility and more control over their finances with the ability to move money between banks in one app. Build subscription payment services that let users vary usage and avoid endless approvals by consenting once to recurring payments. Create personalised inter-merchant loyalty programmes that pool points for redemption where the customer chooses.
To enable access to your and your customers’ accounts for the purposes of Data / Payment services, Token offers two separate and distinct ways of working with us.
The choice will be determined by your needs and whether or not you are a Third Party Provider (TPP) in your own right, and regulated to provide account information (AIS) and / or payment initiation services (PIS).
I am not regulated to perform AIS and / or PIS and would like to work with Token in its capacity as the regulated party
I am regulated to perform AIS and / or PIS, and want to work with Token in its capacity as a technical service provider offering the underlying connectivity to banks