Token | Data



Don't just aggregate, act

Enrich your customer loyalty and value-added services with customer account and transaction data, or go all out and blend API-based payments and data to forge next-gen financial experiences.


Data at your fingertips

Token Data™ uses Token's single API to access all banks for account and transaction data, enabling banks and businesses to deepen the relevance and personalisation of their loyalty and value-added programmes.

  • Austria
  • Croatia
  • Estonia
  • Finland
  • Germany
  • Ireland
  • Luxembourg
  • Poland
  • Slovenia
  • Italy
  • Spain
  • United Kingdom of Great Britain and Northern Ireland


Data and payments through one API

Together, Token Data and Token Pay™ offer a feature-rich foundation to create premium financial services.

Combining open banking data and payments gives consumers better visibility and more control over their finances with the ability to move money between banks in one app. Build subscription payment services that let users vary usage and avoid endless approvals by consenting once to recurring payments. Create personalised inter-merchant loyalty programmes that pool points for redemption where the customer chooses.

Learn more about how banks and businesses are moving beyond aggregation to deliver better user experiences with open banking data and payments.


First class benefits

  • Seamless data aggregation

    Access broadest connectivity to all banks for actionable account and transaction data.

  • Increased security

    Eliminate screen scraping and reduce the risk of mobile hacking resulting in fraud and data breaches.

  • Superior user experience

    Deliver actionable financial data and deepen relationships with personalised products and services.

Data Services

Working with Token

To enable access to your and your customers’ accounts for the purposes of Data / Payment services, Token offers two separate and distinct ways of working with us.

The choice will be determined by your needs and whether or not you are a Third Party Provider (TPP) in your own right, and regulated to provide account information (AIS) and / or payment initiation services (PIS).

Not Regulated?

I am not regulated to perform AIS and / or PIS and would like to work with Token in its capacity as the regulated party


I am regulated to perform AIS and / or PIS, and want to work with Token in its capacity as a technical service provider offering the underlying connectivity to banks

Interested in working with us

Get in touch

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