Token.io Recognised as Pay by Bank Leader at Esteemed MPE Awards

19 March 2026 — Token.io has been recognised as a leader in Pay by Bank innovation, winning Best Open Banking / A2A Payment Solution at this year’s Merchant Payments Ecosystem (MPE) Awards, part of the annual Merchant Payments Ecosystem conference in Berlin.

The award honours outstanding innovation, scalability, and real-world impact in payments. Token.io’s selection reflects its pioneering role in powering the underlying infrastructure for Pay by Bank — enabling banks and payment service providers to deliver instant, secure, and cost-efficient account-to-account (A2A) payments to merchants and consumers across Europe.

Neira Jones, the chairman of the MPE 2026 awards judging panel, commented:

"This year’s winner shows what happens when account-to-account is reimagined as retail payments infrastructure, not just another niche rail. Its A2A platform is built on a clear early insight: mass adoption comes from meeting mainstream use cases in non-intermediated channels, at scale, with card-like functionality. By partnering deeply with banks, PSPs, and local schemes, it has turned that thesis into reality, driving broad, real-world uptake. Crucially, it has proved to its customers that the capabilities available over its network are comparable and competitive with traditional, intermediated payment channels, while opening the door to new customer journeys and economics." 

“This award is a powerful validation of our mission to make Pay by Bank mainstream by embedding it into Europe’s payments fabric. It underscores not only our technical leadership, but also our sustained impact on the growth and resilience of Europe’s payments ecosystem,” commented Token GmbH Managing Director Gideon Fourie, who accepted the award on behalf of Token.io. 

He added: “We’re deeply grateful to the MPE Awards judges, our partners, and the entire Token.io team for their collaboration and dedication. Pay by Bank is the future — and we’re proud to be powering it.” 

The shift toward Pay by Bank is gathering momentum globally. In Europe, Token.io is at the heart of this transformation, helping banks and payment providers capitalise on the opportunities created by Pay by Bank schemes and evolving merchant expectations. 

As the momentum behind Pay by Bank accelerates across global markets, Token.io sits at the centre of this shift — helping banks and payment providers harness the benefits of emerging Pay by Bank schemes and evolving merchant needs. Its expert enablement model supports partners in achieving rapid adoption and long-term success, while its enterprise-grade, white-label infrastructure delivers high-converting, low-friction payment flows complemented by innovative features like Hosted Pages and Account on File.

ENDS