Comply, Connect, Compete

Open banking presents both challenges and opportunities for banks.

Tokenโ€™s single API and Smart Token technology give banks a simple and quick way to comply with PSD2 and the RTS. Banks also use the solution to deliver new open banking propositions to their customers.

The Token Platform

TokenOS combines open APIs, crypto-based security, identity, programmable money and the necessary tools required for rapid development of new open banking applications. TokenOS is hosted in the cloud to allow banks and developers to focus on delivering the best and most secure products and services.


Save time and money with PSD2 as-a-Service. Full compliance with the Regulatory Technical Standards (RTS).


Drive traffic by connecting to a third-party ecosystem and earn revenue for servicing API calls.


Accelerate growth through new open banking products and take advantage of programmable money.

Easy Deployment

Banks integrate with TokenOS using Token's rich, yet simple bank integration SDK.

Whether you use Token for compliance and/or to accelerate growth, connecting your banking infrastructure to TokenOS is easy using our simple, secure SDKs. For PSD2 compliance, Token provides the open APIs, handles consent management, SCA, exemptions, monitoring and reporting.

Banks typically deploy and are compliant in 90 days. The ongoing PSD2 compliance obligations are managed by Token for your bank.

In addition to compliance, TokenOS securely moves data and money.

Our programmable money language and developer tools allow banks to build or have access to a range of applications that drive new revenue streams.

Banks can aggregate account information from multiple external sources, initiate bank-direct payments and partner with developers to offer a frictionless and highly secure consumer payment experience, while also reducing the cost of payment acceptance.

Let’s talk

Interested in working with us? Get in touch and our team will contact you as soon as possible.

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