Token | Banks



Be front and centre in the API marketplace

We clear the decks of complexity so banks can focus on innovation, or get straight to market with our white-label services. Data and payments are enabled via a single API, connected to a ready-made TPP marketplace. It's open banking the way it should be.

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Partners and customers


Empowering banks to innovate

Token gives banks the full range of strategic options.

With compliance and integration challenges solved, we connect your API to the TPP and developer market. Aggregate payments data for multi-banking, create and distribute your own value-added payment services, or develop premium services with strategic partners.

You point the way, we provide the pathways.

World class features

First class benefits

  • New payment offerings

    Generate revenue with new white-label and programmable payment offerings.

  • Actionable data

    Deepen relevance and personalisation of loyalty and value-added programmes.

  • Simple verification and onboarding

    Streamline application processes, reduce fraud, and distribute new products and services.

Setting the pace in open banking

Our collaborative approach allows banks to innovate freely and connect everywhere.

We're partnering with European and foreign banks to turn the tables on regulation and put them on a fast-track to new open banking services. By plugging into any platform and providing the tools and resources developers need to thrive, we help banks deliver open API integrations quickly and with minimal disruption.

Cleared the compliance hurdle? Focused on new data and payment offerings? Enhanced connectivity underpins our market platform and is the secret weapon behind its unmatched, premium functionality.

  • Delivered PSD2 compliance and the foundation for a phased open banking product and services roadmap.

  • Established PSD2 compliance in Croatia and Slovenia, and the flexibility to develop new value-added open banking services.

  • Achieved PSD2 compliance quickly and efficiently to focus on differentiating with an improved user experience.

  • Provided simple and swift path to PSD2 compliance, with the capabilities to expand digital strategy and leverage European open banking potential.

Interested in working with us

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