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18 Nov 2025

Pay by Bank: Beyond the Obvious with Prommt

Where will Pay by Bank make its biggest impact next? Leaders from Prommt and Token.io took to the Open Banking Expo Live Lounge to debate this very question and their answers may surprise you.

Much more than simply a “card replacement,” Pay by Bank is emerging as a strategic lever for businesses — streamlining complex payments, enabling instant settlements, and building loyalty in new ways. Led by Prommt CCO Adam Ball and Token.io Partner Manager Marcus Rogers, this fireside chat lifts the lid on untapped opportunities and persistent pain points, with Prommt laying out a bold vision for what’s coming in hospitality, luxury, and high-value retail.

Watch this new Pay by Bank fireside chat to hear more from Prommt and Token.io on:

  • Why verticals like hospitality, luxury retail, and building supplies are poised for Pay by Bank growth

  • How merchants are using Pay by Bank to unlock new experiences, conversions, and efficiencies

  • The real-world shifts in customer preferences and payment mixes — straight from those leading the charge

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