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Pay by Bank cuts processing and operational costs to a fraction of traditional payment methods.
Deliver a new, in-demand payment solution. Offer conversion-boosting Pay by Bank in 21 markets.
Quickly expand your Pay by Bank solution to new markets. Enhance resiliency and boost performance with an industry-leading partner.
High conversion payment flows. Feature-boosting settlement accounts. Self-service dashboard. All in one powerful platform.
Reach more payers in more markets. Initiate payments to over 567 million bank accounts in the UK & Europe with our unrivalled Pay by Bank network.
Use our plug-and-play payment flows to go to market faster with licensing as a service (PISP/AISP, UK/Europe) for open banking-based payments.
This Fortune 500 company leverages Token.io’s infrastructure for its open banking solution: Global Payments Bank Payment.
Growing as a popular alternative to card payments, Bank Payment is a cost effective, secure and real-time payment solution for merchants and issuers.
Leading payments platform Paysafe relies on Token.io’s best-in-class connectivity to power its Pay by Bank capabilities.
Processing over $150 billion in annualised transaction volume, Paysafe is a global payment platform with more than 25 years of experience serving merchants and consumers across key digital commerce sectors.
Token.io powers A2A payments for Computop’s Paygate platform, reducing costs and enhancing checkout experiences.
Computop is a global payments company and the leading payment service provider in Germany with 38% market share and customers across Europe. The Paygate platform enables integrated payment processes for ecommerce merchants, with payments totalling $30 billion annually.
With Open Banking now an industry mega trend, and adoption of A2A payments accelerating, Token.io’s technology is a valuable addition to our platform.
Geschäftsführer / CEO
Prommt partnered with Token.io to add Pay By Bank capabilities to its fast-growing branded payment request solution.
Prommt enables merchants to request, collect and track remote payments with secure payment links via any channel, including email, text, chat and messaging apps. For Prommt's merchant customers, apart from payment flexibility, Pay by Bank significantly reduces payment operations costs, incidences of fraud, and processing times.
The uptake of this A2A payment alternative is already very strong, with merchants quickly recognising the immediate impact on their profitability.
Chief Executive Officer
In partnership with Token.io, Ecommpay was among the first PSPs to deliver cutting-edge open banking payment capabilities to merchants in Europe.
As a complement to its open banking payment offering, Ecommpay has also partnered with Token.io to offer Settlement Accounts in the Netherlands, Spain, France and Ireland. Ensuring local settlement options, Settlement Accounts help Ecommpay eliminate the risk of IBAN discrimination (which can slow down payment settlement) and facilitati faster acceptance of funds through SEPA Instant.
We are thrilled to extend our virtual accounts offering to more markets, building on our existing partnership with Token.io. By providing businesses with local IBANs and seamless payments, we are reinforcing our commitment to improving the customer experience.
Chief Revenue Officer
Powering leading Pay by Bank schemes and unrivalled open banking connectivity.
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Everything you need to
Your checkout, your brand. Customise Pay by Bank flows and easily embed them into any experience, channel or device.
Instantly verify bank account ownership for faster, easier KYC — all included as part of our standard Payments product.
See results faster with dedicated consultancy and collaborative growth services.
Streamline operations and reduce costs with automated, instant refunds & payouts via UK/EU settlement accounts.
Give merchants more control with flexible, reusable Pay by Bank Links.
Boost conversions with our innovative Account on File feature — at no extra cost. Removes up to 2 steps from Pay by Bank flows.
Users pay or deposit in a few clicks with fingerprint or face ID. In some markets, users can set up Pay by Bank once and pay again with one click.
Ready to see Pay by Bank in action?
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Quickly and easily launch Pay by bank for e-commerce, point of sale (POS) or chat, with flexible and reusable Pay by Bank Links and QR.
Seamlessly switch from desktop to mobile with QR for faster authentication (fingerprint or face ID).
Every payment is authenticated directly with a bank, with SCA built in to minimise fraud. Never share or store sensitive payment data.
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Winner: Best Open Banking / A2A Payment Solution 2026
Winner: Best A2A Payments Platform 2025
Winner: Best Open Banking Payment Project 2025 - Consumer
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